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Daily Ripple/XRP Discussion Thread 06/24/20 [Join Our Discord] invite link: discord.gg/7Bv2rYf
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XRP's adoption timeline is longer 5 years imo, probably 10. Workers in the back offices of banks (banking operations) do not like to innovate, since doing so may automate them out of a job. I think this is a factor that is not addressed enough, and is pervasive in many institutions.
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So basically XRP is needed to fix this problem?

Daily Ripple/XRP Discussion Thread 06/24/20 [Join Our Discord] invite link: discord.gg/7Bv2rYf

Posted: 23 Jun 2020 09:04 PM PDT

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PayPal May Start Selling Cryptocurrency Directly, Which Would Change Everything

Posted: 23 Jun 2020 10:53 AM PDT

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The Ripple Drop: Driving Innovation, Collaboration and Productivity During COVID-19 and Beyond

Posted: 23 Jun 2020 12:09 PM PDT

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XRP's adoption timeline is longer 5 years imo, probably 10. Workers in the back offices of banks (banking operations) do not like to innovate, since doing so may automate them out of a job. I think this is a factor that is not addressed enough, and is pervasive in many institutions.

Posted: 23 Jun 2020 02:31 PM PDT

I am spitballing, like many people on this sub tbh. BUT, having been in this space in some capacity for 7ish years on top of my experience in back office work for a bank, it just seems clear to me that the larger institutional banks are more than happy to sit back and wait as long as they can. If XRP is good enough of a product, it'll get there eventually. However, banks are so thoroughly regulated, and the regulators are so cautious, that I don't see how any of this plays out in 5 years.

Additionally, in back offices of banks, innovation is NOT something that is welcomed when it comes to systems that undergird the bank's operations. People are constantly getting automated out of a job in banking operations, which means that everyone is careful to not move TOO fast. There is a protectionist streak in the banking system that I don't think will go away quickly, and I think it is/will GREATLY affect the adoption rate of something like XRP.

Expect 10 years, and hopefully it'll be far sooner than that.

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Ripple Drop Episode 20

Posted: 23 Jun 2020 10:54 AM PDT